Statutes, administrative rules and insurance department guidance in three searchable categories, each linked to the subjects it governs and the court decisions that apply it.
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· checked October 20, 2026 · court decisions are in the case-law library, linked from each entry
Laws passed by state legislatures, including standard fire policy statutes and appraisal-specific chapters.
Related court decisions: Friday v. Trinity Universal of Kansas (262 Kan. 347, 1997)
Related court decisions: Friday v. Trinity Universal of Kansas (262 Kan. 347, 1997)
Related court decisions: Friday v. Trinity Universal of Kansas (262 Kan. 347, 1997)
Related court decisions: Jamestown Villas Homeowners Association v. State Farm Fire & Casualty Co. (No. 25-3154, 2026)
Related court decisions: American Family Mutual Insurance Co. v. Dixon (450 S.W.3d 831, 2014)
Related court decisions: Massey v. Farmers Insurance Group (837 P.2d 880 (corrected June 22, 1992), 1992)
Related court decisions: In re ACE American Insurance Co. (Tex. May 8, 2026, 2026); State Farm Lloyds v. Johnson (290 S.W.3d 886, 2009)
Regulations adopted by insurance departments under their insurance code, and each state's official administrative code for insurance.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the California entry.
Official rules index: find the specific rule and its effective date before relying on it. See the Colorado entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Florida entry.
Official rules index: find the specific rule and its effective date before relying on it. See the Georgia entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Illinois entry.
Official rules index: find the specific rule and its effective date before relying on it. See the Indiana entry.
Official rules index: find the specific rule and its effective date before relying on it. See the Iowa entry.
Official rules index: find the specific rule and its effective date before relying on it. See the Iowa entry.
Official rules index: find the specific rule and its effective date before relying on it. See the Kansas entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Louisiana entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Minnesota entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Missouri entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Nebraska entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the New York entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Ohio entry.
Official rules index: find the specific rule and its effective date before relying on it. See the Oklahoma entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the South Carolina entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Texas entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Washington entry.
Official rules index: find the specific rule and its effective date before relying on it.
Official rules index: find the specific rule and its effective date before relying on it. See the Wisconsin entry.
Official rules index: find the specific rule and its effective date before relying on it.
Guidance documents, bulletins, licensing pages and rulemaking notices published by insurance departments and the NAIC.
Related court decisions: Rawlings v. Amco Insurance Co. (231 Neb. 874, 1989)
Reference source.
Reference source. See the Iowa entry.
Research, not legal advice. Each entry summarizes the linked statute, regulation, guidance or court decision as checked on the date shown. Laws change, policy wording controls, and courts in the same state can disagree. Read the source and consult a licensed attorney before relying on any entry. Coverage is not yet exhaustive: states marked "Not yet reviewed" have not been researched, not "no rule".