Appraiser and Umpire Licensing by State
Whether a state requires insurance appraisers or umpires to hold a license or register with the insurance department, and what qualifications apply.
2 states · 0 court decisions
AUA Research Center
Insurance Appraisal Law by Subject
Compare how states treat each appraisal issue, with the statutes, rules, guidance and court decisions behind every answer.
Contingency Fees in Insurance Appraisal by State
Whether appraisers and umpires may be paid based on the outcome of the award, and how appraisal costs are shared between the parties.
7 states · 1 court decisions
Appraiser and Umpire Impartiality Standards by State
The independence standard appraisers and umpires must meet, from competent-and-disinterested policy language to statutory conflict and disclosure rules.
9 states · 2 court decisions
Umpire Selection in Insurance Appraisal by State
How the umpire is chosen when the appraisers cannot agree: by the appraisers, by a court, or through the insurance department.
10 states · 0 court decisions
Can Appraisers Decide Causation? State-by-State Rules
Whether an appraisal panel may decide what caused the damage as part of the amount of loss, or whether causation is a coverage question reserved for the courts.
8 states · 8 court decisions
Appraisal and Coverage Questions by State
Whether an appraisal panel may decide coverage, and how the policy's terms, limits and deductibles apply to the award.
10 states · 10 court decisions
Appraisal Awards: Binding Effect and Challenges by State
When an appraisal award is binding, and the grounds on which courts confirm, vacate or set aside an award.
15 states · 11 court decisions
Insurance Appraisal Deadlines by State
Statutory and court-made deadlines for demanding appraisal, naming appraisers and umpires, issuing the award and paying it.
9 states · 1 court decisions
Research, not legal advice. Each entry summarizes the linked statute, regulation, guidance or court decision as checked on the date shown. Laws change, policy wording controls, and courts in the same state can disagree. Read the source and consult a licensed attorney before relying on any entry. Coverage is not yet exhaustive: states marked "Not yet reviewed" have not been researched, not "no rule".